The Record Search.
A title examination is the real estate record search process that attempts to identify legal interests to a parcel of land. In Georgia, the process involves researching various indices for a period covering up to 50 years, and then manually reviewing the underlying title documents.
The most important reason to conduct a title search is first to identify the legal owners of the subject property. The secondary objective is to identify matters that will continue to affect the property after closing, such as restrictive covenants, rights of way, easements, and boundary line agreements, among others. Finally, the title examination attempts to identify liens, which much be satisfied at or before closing, as well as encumbrances or defects that must also be addressed.
When you close with Georgia Title, the title examination is the first thing to occur after your file is opened. It does not require any special request since the closing can not occur, nor can title policies be issued, without a current title examination.