We make sure your real estate assets are protected.
*Agents for Stewart Title Guaranty, Inc. &
Old Republic National Title Insurance Company



Residential Title Policies

Commercial Title Policies

Owner's
Title Insurance

Lender's
Title Insurance

Leaseholder's
Title Insurance







Understanding Title Insurance

Title Insurance insures that the purchaser is the owner of the property and that it is free from all defects, liens and encumbrances except those items listed as exceptions in the policy or excluded from the scope of the policy's coverage. It also covers losses and damages suffered if the title is unmarketable, or if there is no right of access to the land. Although these are the basic coverages, expanded forms of residential owner's policies exist that cover additional items of loss. These enhanced policies are not suitable or available for all transaction types, so be sure to speak to an experienced real estate attorney about your your particular situation.

Title insurance exists in the United States because of the way land records are structured. In other parts of the world, countries use government controlled land registration systems. Transfers of property within governmental systems are generally deemed conclusive, although recourse for errors may be limited. In the United States, the government does not generally determine property ownership or validate title instruments reflecting ownership. Instead, each time a title transfer takes place, an instrument reflecting ownership is recorded with the county recorder's office. Indexing systems vary among States, but in Georgia the instrument is copied and indexed in the name of both the buyer and seller. Title ownership is deemed to be the interpretation of these successively recorded instruments in the chain of title. In a word– it's complicated.

Title Insurance Insures—
  • Ownership of the property
  • Against losses from prior liens or judgments on the property, including
  • Legal access to your property, and that
  • Title is not rejected by a subsequent buyer because it is unmarketable due to a title defect or lien

Discounted Title Insurance

Under Georgia State law, every title insurer must file its rate schedule, forms and rate modifications with the Office of the Insurance Commissioner. Georgia Title & Escrow Company LLC offers discount title insurance (simultaneous issue rate) when both a lender’s policy and an owner’s policy are purchased concurrently. The availability, amount, and applicability of the discounts vary by title insurer. Please contact us so we can provide you with an accurate quote.
Download Our
Title App

Questions? Speak with a Real Estate Lawyer
CHRIS PAHL
Attorney at Law
3575 Piedmont Road
Building 15, Piedmont Center
Suite 120
Atlanta, GA 30305
Tel +1(678.)448-4148


Stacks Image 18054
+1(678)448-4148
© 2014-2017 Georgia Title & Escrow Company LLC.
All rights reserved.
COMMERCIAL & RESIDENTIAL PROPERTY
Commercial Title Agent
Residential Escrow
Closing & Settlement
Property Acquisition
Raw Land
Acreage & Farmland
FINANCE
Residential Mortgages
Hard Money Lending
Construction Financing
Private Mortgages
Equity Lines
Seller Financing
Owner Carryback
CORPORATE LAW
Corporate Law
Entity Formation
SPEs / LLCs
1031 Tax Deferred Exchanges
REO Management
3575 Piedmont Rd, Building 15 Suite 120
Buckhead • Atlanta Georgia 30305

Tel +1(678)448-4148

Open Monday through Friday 9am to 5:30pm
Saturday 9am to Noon

Real Estate | Closing Lawyer | Land-Title Insurance

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before deciding to pursue representation, please review our qualifications and experience. The information presented at this site should be construed as general information only and is intended to neither offer formal legal advice nor create an attorney-client relationship.